System design interview guide
Policybazaar System Design: Insurance Quotes from Many Insurers at Once
Short answer
Policybazaar system design centres on the quote fan-out. A customer's details become one standard request. A quote service sends it to every insurer at once, through one adapter per insurer. Insurers with rate tables are priced locally. Live APIs get a time limit for the whole page, about 2 seconds, and results stream in as they arrive. Late answers are cached for the next customer. Buying is a separate state machine: proposal, payment, then the insurer issues the policy, or the customer is refunded. Health data sits in an encrypted vault, and a scheduler handles yearly renewals.
in this guide
Design Policybazaar, part by part
8 parts open to everyone · 3 with a free account · 3 with the course
You can read 8 of 14 parts. A free account opens the deep dive; the course opens all of it.
- Requirementsopen
- Scale estimatesopen
Why this question is asked
It looks like a shop, but the prices are not yours. Each price lives in another company's system, behind its own API, with its own speed and failures. That makes it a good test of calls to many partners at once. Can you set a time limit, show partial results and survive a partner that is down? It also tests money and paperwork across companies. A payment can succeed while the policy still fails to be issued. And it tests care with personal health data.
This page is the free part.
The course goes deeper on the Policybazaar design
₹1,111 in India$25 everywhere elseonce, for the whole course
The System Design course covers the Policybazaar design across a run of lessons, not one page. These 4 alone are about 118 minutes of step-by-step reading, 1 of them with code you run in the browser, all with a quiz.
Requirements
Always clarify these in the first 5 minutes of the interview. Do not start drawing boxes until both lists are agreed.
Functional requirements
- Take the customer's details and show plans from many insurers side by side
- Show quotes as they arrive, and mark insurers that did not answer in time
- Let the customer change cover or add riders, and re-price quickly
Go deeper
This guide is built on these 6 lessons. Each one teaches one piece of the Policybazaar design above, step by step.
Practice with 770 system design lessons
Lifetime access for ₹1,111 in India or $25 elsewhere. Interactive diagrams, quizzes, and 20 capstone projects to practise on.
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